I. General

1. The following describes the terms and conditions (“Terms of Use») contained within this agreement upon which VishalPay (“VishalPay» «We», «Our» «Us») offers access to its Website to the Users (“You», «Your») of Our Website and the use of Our Services.

2. VishalPay provides online payment processing solutions worldwide and acts as a facilitator in order to assist You to accept online payments with respect to, but not limited to, credit cards, debit cards, local payments, merchant payments (the «Services»), subject to the Terms of Use (which should be read carefully by You in its entirety prior to Your use of the Services. You may use the Website and/or Services solely in accordance with these Terms of Use. Please note that these Terms of Use constitute a legally binding agreement between You and VishalPay. In addition to these Terms of Use, please review VishalPay Privacy Policy as well as other rules, policies and terms and conditions relating to the Services posted on the Website, which are incorporated herein by reference, together with such other policies of which You may be notified of by Us from time to time. If You do not agree to be bound by the Terms Use, do not use or access Our Website and/or Services, and inform Us in writing immediately.

3. VishalPay Services shall be subject to and pursuant to any such binding documents by and between Us and You, and by and between any relevant financial institution and/or authority and You, as will be executed from time to time. VishalPay makes no representations or warranties as to whether the relevant financial institutions will accept and approve You as their customer.

xyz owns and operates the internet domain vishalpay.com.

What Data do we at VishalPay collect?

VishalPay collects personal information from the chat function on our corporate website, www.VishalPay.com , by the IT infrastructure of our corporate website provided by our website’s server host, via the use of our contact form in the ‘contact us’ section of our corporate website by individual visitors of our website and during the course of rendering our services to our clients. This information collected include, but is not limited to the following data:

II. Definitions

4. In these Terms of Use, the following words and phrases shall (unless the context otherwise requires) have the meanings set out beside them.

• «Account» shall mean a personal account opened by You via the Website in connection with the use of the Services.
• «Illegal Actions» shall mean illegal, unlawful, fraudulent or other improper activities (including, but not limited to, (i) collusion between Users, (ii) sale, transfer and/or acquiring Accounts from other Users, (iii) breaking into the Website and/or Services or attempting to do the same).
• «Restricted Territories» shall mean jurisdictions blocked by VishalPay at its sole discretion, from time to time.
• «User», «You» or «Your» shall mean any individual who opens an Account with VishalPay and uses the Website and/or Services.
• «We», «Our» or «Us» shall mean VishalPay, and/or any of VishalPay’s affiliated or associated companies, officers, directors, shareholders and employees.
• «Website» shall mean https://VishalPay.com and/or any website owned, operated or hosted by VishalPay, and any software or content that is used to access such website in order to use the Services.